Teal compact SUV on a bright rooftop terrace with the Munich skyline softly in the background

Car pawn shop Munich · With best-price promise

Your vehicle.
Your capital.
Available now.

089 Autopfand is your car pawn shop in Munich and the surrounding area. You pawn your car, remain the owner and receive the money directly after the appraisal at your appointment.

  • Pawn loans from €2,000 to €100,000
  • No SCHUFA check, no credit assessment
  • Your vehicle as security – stored under alarm and video surveillance
  • Transparent costs: 1% interest, 2.9% fees plus daily storage
Calculate your loanFree and without obligationChat on WhatsAppPersonal & straightforward

Prefer to talk in person? 089 38164500

Officially licensed
No-obligation enquiry
Personal advice on site
Redeem your vehicle at any time

How much can I get for my vehicle?

Example figures — what you could receive for your vehicle:

089 Autopfand München – MINI Cooper
MINI Cooper
Year 2020
up to€12,750
089 Autopfand München – BMW 3 Series
BMW 3 Series
Year 2019
up to€25,500
089 Autopfand München – Porsche 911
Porsche 911
Year 2018
up to€100,000
Pawning a sports car in Munich →
What does your desired amount cost?

Enter your desired amount and calculate the costs – in just one minute, no sign-up required.

Calculate your loan

The actual payout depends on vehicle type, condition and market value.

Non-binding example values, depending on condition, mileage and inspection.

What does it cost to pawn your car?

Enter the amount you need and see all costs immediately – transparent, with no hidden fees.

€
€2,000€100,000

Your monthly costs

Interest (1% / month)€100.00
Fees (2.9% / month)€290.00
Interest & fees
3.9% of the loan
€390.00
plus storage€3 / day (motorcycle €1.50)
Free and without obligation
You receive up to 85% of your vehicle’s market value — we determine the exact amount during the on-site appraisal. The first month (30 days) is always charged in full. After that you pay by the day.
Price examples at a glance
LoanInterest 1%Fees 2.9%Storage €3/dayTotal per month
€3,000€30€87€90€207
€5,000€50€145€90€285
€10,000€100€290€90€480
€15,000€150€435€90€675
€20,000€200€580€90€870
€30,000€300€870€90€1,260

Assumptions: 30-day term, car. For motorcycles the storage fee is €1.50 per day. All costs in detail →

Best-price promise

Cheaper elsewhere? We’ll beat it.*

Before you sign, show us a written comparison offer from another vehicle pawnbroker. We will offer you lower total costs than the comparison offer.

Send comparison offeror send by email

Free and without obligation

  1. Send the offer

    A photo or PDF of your written offer, by WhatsApp or email.

  2. We check it

    Is it comparable? Vehicle, amount, term and scope of services.

  3. Our offer

    We offer you lower total costs than the comparison offer.*

    BEST-PRICE PROMISE · 089 AUTOPFAND · 089

* Conditions apply: the offer must be written, current, verifiable and comparable, come from a commercial vehicle pawnbroker and be submitted before the pawn contract is signed. The full total costs are decisive.

Conditions in detail →
How to compare car pawn offers →

Why 089 Autopfand Munich?

Your advantages at a glance — transparent, secure and fast.

Bright, clean underground garage with green lane markings and white parking-bay linesBright office with desk, meeting table and framed pictures
Enquire now

Reply usually within 30 minutes · free and without obligation

How our car pawn shop in Munich works

From your no-obligation enquiry to payout – in four steps.

  1. Hand holding a smartphone showing a simple form

    Send enquiry

    By form, WhatsApp or phone. We normally reply within 30 minutes during our opening hours.

  2. Desk calendar with one date circled

    Initial estimate & appointment

    Based on your details you receive an initial no-obligation estimate. We then arrange an appointment at our site in Munich.

  3. Man with a clipboard inspecting a silver-grey car in a bright room

    Appraisal & contract on site

    We inspect your vehicle and the required documents, determine the final payout amount and draw up your pawn ticket.

  4. Bundled and fanned-out euro banknotes on a wooden desk

    Receive your money

    You hand over the vehicle for secure storage and receive the agreed amount straight away – in cash or by instant transfer.

On request: for selected classic, sports and premium vehicles we offer a discreet collection service.

How pawning your car works →

What should you bring?

After your enquiry we will also send you the checklist by WhatsApp or email.

  • ID card or passport
  • Vehicle registration part I
  • Vehicle registration part II
  • All vehicle keys

Recommended

  • Service book / repair invoices
  • Power of attorney, if you are not listed on the registration certificate

Frequently asked questions

Everything you need to know – honest and straightforward

How does a vehicle pawn loan work?
First you send us a free, no-obligation enquiry. Based on your vehicle details we give you an initial estimate. We then appraise your vehicle at an on-site appointment and agree the payout amount together. Once the pawn contract is signed, you receive your money straight away. Your vehicle is stored safely with us for the duration of the term.
How quickly do I get my money?
We normally reply within 30 minutes during our opening hours. Appraisal, contract and payout then follow at your on-site appointment.
How much can I receive?
Depending on the value of your vehicle you receive up to 85% of its current market value. At 089 Autopfand pawn loans range from €2,000 to €100,000. We determine the exact amount free of charge and without obligation, based on vehicle type, condition, equipment and current market value.
Which vehicles can I pawn?
Cars, motorcycles, motorhomes up to 2.30 m in height, as well as classic, sports and premium cars. Requirement: the vehicle is paid off and you hold the registration certificate part II. More: Classic cars · Motorcycles
What does a vehicle pawn loan cost at 089 Autopfand?
You pay 1% interest and 2.9% fees per month on the amount paid out. In addition there is a storage fee of €3 per day, or €1.50 per day for motorcycles. The first month is charged in full, after that we bill by the day. Our price calculator lets you work out your expected costs in advance.
How does the best-price promise work?
Provide a written, current and comparable offer from another commercial vehicle pawnbroker before you sign – by WhatsApp or email. If such an offer is provided, we will offer you lower total costs than the comparison offer. Comparability applies in particular to the vehicle, loan amount, term, cost accounting, storage, insurance and scope of service. What counts are the full total costs including interest, fees and storage. All conditions
Do I need a SCHUFA report or proof of income?
No. We do not run a SCHUFA check and require neither payslips nor business figures. What matters is the value of your vehicle — not your personal credit standing. The pawn loan is also not recorded with SCHUFA.
Can I keep driving the vehicle?
No. With a classic pawn loan your vehicle serves as security and is stored with us for the duration of the term. Arrangements that let you keep driving are usually based on a different business model, such as sale and rent-back, and can be considerably more expensive. More: Pawn your car and keep driving?
Do I remain the owner, and how is my vehicle stored?
Yes. Your vehicle remains your property throughout the entire term and serves solely as security for the pawn loan. It is stored safely in our underground garage in central Munich under alarm and video surveillance and insured in accordance with the applicable regulations. We do not use it. Once you have repaid in full, you get your vehicle back.
Which documents do I need to bring?
We usually require your ID card or passport, vehicle registration parts I and II, all available vehicle keys and, where possible, service and maintenance records. If you are not listed as the owner or keeper yourself, please contact us in advance. In that case we need additional proof and a Power of attorney from the owner.
How do repayment and extension work?
The pawn contract initially runs for three months. You can redeem your vehicle at any time by repaying the pawn loan together with the interest, fees and storage charges incurred. If you need more time, the contract can generally be extended: you settle the costs accrued so far and receive a new pawn ticket. Please contact us in good time before the due date.
What happens if I cannot repay the pawn loan?
Please talk to us as early as possible — the pawn contract can often be extended without difficulty. If neither repayment nor extension takes place, the vehicle may be realised at the earliest one month after the due date. Important for you: no personal residual debt arises. If the proceeds exceed the pawn loan including the costs incurred, the remaining surplus belongs to you. More: If you cannot repay

Question not answered? You will find detailed answers in our Guides — or ask us directly.

Ready for your pawn loan?

A short form — we usually get back to you within 30 minutes during our opening hours.

Talk to us

Phone
089 38164500
WhatsApp
Send message
Email
info@089autopfand.de

Available by phone Mon–Sat 07:00–22:00 · WhatsApp messages around the clock · Vehicle appraisal on site by appointment

Requirement: the vehicle is paid off and you hold the registration certificate part II.
Optional but recommended: with photos you usually receive a concrete estimate straight away.
Up to 5 photos in total, max. 10 MB each
Further details from the registration certificateOptional — key numbers and details make the estimate more accurate
Where do I find HSN and TSN?
Vehicle registration part I (front)Field 2.1 — manufacturer no.Field 2.2 — type key no.← HSN (4 digits)← TSN (3 digits)You will find these numbers on the front of your registration certificate.

Free and without obligation · reply usually within 30 minutes

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